CLASSACTION

• Same-day transactions were posted largest-first, a sequence that maximizes how many times an account dips below zero.
• The app displayed a current balance without the pending reorder, so a customer could not predict the charges.
• Internal product notes tracked fee events per low-balance day as a growth metric for the overdraft line.
• Customers who opted out of overdraft protection were still charged, booked as a posted-item adjustment.

• You held a Quibblepay account between 1 March 2021 and 30 September 2025.
• Your account was charged two or more overdraft fees on a single day during that period.
• You did not already receive a refund for those fees through customer service.

Quibblepay is a consumer payments app used by about 11 million people to split bills, pay rent and move money between accounts. Its selling point is a no-fee checking layer built on top of two partner banks. The case concerns the order in which it posts debit transactions: larger transactions are posted before smaller ones, a sequence that can push a low balance into overdraft several times in one day.

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• Full 16-digit card numbers were retained after tokenization, contrary to the published security page.
• The storage bucket was readable without authentication for at least 94 days.
• Notification was delayed by 11 weeks, beyond the 30-day window promised in the privacy policy.
• Affected customers report fraudulent charges and card replacement fees the company has declined to reimburse.

• You linked at least one card to Blunderbuck before 12 January 2025.
• You received a breach notification, or saw a fraudulent charge on a linked card.
• You have not already settled a claim individually with the company.

Blunderbuck is a budgeting app that links to a customer bank and card accounts and sorts spending into categories. In January 2025 it disclosed that an unauthenticated cloud storage bucket had exposed 4.2 million stored card numbers, along with names, email addresses and a year of transaction history. The company described the bucket as temporarily misconfigured.

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• The platform sets every fare and bars drivers from negotiating, which the complaint calls employment in all but name.
• Drivers below a 4.7 rating for two consecutive weeks are deactivated with no appeal route.
• Driver expenses average 4,100 dollars a year, pushing effective pay below the state minimum in 6 of 12 months measured.
• Recruiting material promised be your own boss while an internal handbook required coverage during surge windows.

• You drove for Snorkle Rides for at least 20 trips between 1 June 2020 and 31 December 2025.
• You paid your own vehicle, fuel or insurance costs during that period.
• You were not engaged through a separate fleet or rental partner account.

Snorkle Rides is a rideshare platform operating in 40 cities with roughly 96,000 active drivers. Drivers are engaged as independent contractors and pay their own fuel, insurance and vehicle costs, while the app sets fares, assigns trips and disciplines drivers through a ratings threshold. The complaint argues that this level of control is indistinguishable from employment.

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• Customer tips were reduced by a service allocation of up to 40 percent before payout.
• The checkout screen stated that the full tip went to the shopper, which payout records contradict.
• Shoppers who asked about the gap were told it covered platform processing.
• The deduction was removed in March 2024 with no refund of the earlier amounts.

• You completed at least one Fumblecart delivery between 1 January 2022 and 31 March 2024.
• At least one customer tipped you on an order during that period.
• You were paid through the standard shopper payout account, not a partner fleet.

Fumblecart is a grocery delivery marketplace that dispatches about 30,000 shoppers to fill orders at local supermarkets. Customers tip in the app after delivery. The complaint alleges that between 2022 and 2024 the company deducted a service allocation from those tips before paying shoppers, while the checkout screen told customers that the whole tip went to the shopper.

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• Streak mechanics removed content continuity when a user missed a single day, which the complaint calls a deliberate loss lever for minors.
• Push notifications were scheduled at 7am, 3pm and 9pm, the ends of the school day, to maximize re-entry.
• Internal research from 2023 found that 61 percent of surveyed teen users wanted to use the app less.
• Parental controls were off by default and required a photo of an ID to enable.

• You used Jibberbox before turning 18, at any point between 1 January 2020 and 30 June 2025.
• A parent or guardian can join on behalf of a minor.
• You are not employed by Jibberbox or one of its advertising partners.

Jibberbox is a short-video social app with 240 million monthly users, popular with teenagers. The case concerns its notification and streak systems: an infinite feed with no natural stopping point, push notifications timed around the school day, and streaks that penalize a user for missing a single day, all aimed at users aged 13 to 17.

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• The supplied anchors were rated to 12 kg while the packaging claimed a 25 kg per-shelf limit.
• Assembly instructions never asked buyers to confirm wall construction, despite an engineering note recommending it.
• The company received 340 failure reports before issuing a recall, and kept selling remaining stock for 5 weeks.
• Refunds were conditioned on returning the assembled unit, which most buyers could not do without damaging a wall.

• You bought a Lark wall-mounted shelf between 1 April 2021 and 31 December 2024.
• The unit was mounted using the anchors supplied in the box.
• You have the order number, a receipt, or a photo of the unit.

Wobblewood Home sells flat-pack shelving, desks and wardrobes through its own site and three retail chains. The case covers the Lark line of wall-mounted shelving, sold between 2021 and 2024, which was recalled after 340 reports of brackets pulling out of drywall with the shelf loaded.

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• Free-text symptom descriptions were licensed to third parties although the privacy page promised they would be used only to deliver care.
• De-identification removed names but left ZIP code, birth year and visit date, a combination that re-identifies most records.
• The dataset included diagnoses in categories the app described as sensitive and said it never shared.
• Patients had no opt-out, and the share for research toggle on the consent screen was pre-checked.

• You completed a Snifflewell intake form between 1 February 2022 and 30 November 2025.
• You provided a home ZIP code and date of birth during that visit.
• You did not separately opt in to a research program.

Snifflewell Health is a telehealth app for minor illnesses, offering same-day video visits with nurse practitioners. To use it, patients describe symptoms in a free-text intake form. The complaint alleges those descriptions were sold to a data broker and resold to insurance analytics firms in a product the company called Population Insights.

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• The fee was described to customers as government-mandated; no rule requires it and Bonknet retained the full amount.
• The charge rose from 3.99 to 5.49 dollars in 2023 with no change in the service description.
• Customer service scripts instructed agents to call it a regulatory pass-through.
• Subscribers who asked to remove the fee were told it could not be itemized away.

• You were a Bonknet broadband or mobile subscriber between 1 January 2020 and 30 September 2025.
• Your bill included a Network Optimization Fee line item.
• Your account was in good standing when the fee was billed.

Bonknet Telecom provides broadband and mobile service to 3.1 million households across four states. The case concerns a 3.99 dollar Network Optimization Fee added to bills from 2020, described to customers as government-mandated, which no regulator requires and which Bonknet kept in full.

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